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PM Awas Yojana: What is PM Awas Yojana? Under which the government is going to build 3 crore new houses

PC: TV9Hindi

Narendra Modi has turn out to be the Prime Minister of India for the third time. In his first cupboard assembly the day after taking oath, he took an vital determination to construct 3 crore new homes below the Pradhan Mantri Awas Yojana (PMAY). People eligible for this scheme will probably be given homes by the federal government. Other than this, not solely homes will probably be given below PMAY, however they can even have primary facilities like rest room, electrical energy connection, LPG connection and water provide. Right now we’re going to inform you what’s PMAY and who can get monetary help from the federal government to construct a home below this scheme.

What’s PM Housing Scheme?

Pradhan Mantri Awas Yojana is a authorities scheme that helps individuals construct their very own home. The federal government gives round Rs 2.5 lakh for this. Initially geared toward benefiting solely the poor, the scheme has now been expanded to incorporate the city poor and the center class. There are totally different classes based mostly on earnings, and loans are offered accordingly. Initially, the house mortgage quantity below PMAY ranged from ₹3 lakh to ₹6 lakh with subsidy, however it has been elevated to ₹18 lakh.

The way to apply for PMAY

On-line Utility:

Determine the class (MIG, LIG, and so on.) below which you’ll be able to apply for PMAY.
Go to the official web site http://pmaymis.gov.in.
Click on on 'Citizen evaluation' below the primary menu and choose the applicant class.
You’ll be redirected to a separate web page the place you’ll have to enter your Aadhaar particulars.
Fill the PMAY utility kind on-line together with your private, earnings, checking account particulars and present residential handle.
Enter the captcha code, confirm the data and submit.

Offline Utility:

Go to the closest Frequent Service Centre (CSC) and get the shape.
These centres are operated by way of authorities companies. For offline utility, you could pay ₹25 plus GST.
Word that no personal company is authorised to gather this payment. You too can fill the shape at a financial institution, non-banking finance firm or housing finance firm.
Connect the photocopies of the required paperwork talked about within the kind and submit it.

Paperwork required for PMAY utility

To avail PMAY, the applicant must submit the required paperwork like identification proof (Aadhaar card, PAN card, voter ID), handle proof and earnings proof. For earnings proof, you possibly can present Kind 16, checking account particulars or newest IT return copy.

Eligibility Standards

Economically Weaker Section (EWS): Annual earnings as much as ₹3 lakh.
Low Earnings Group (LIG): Annual earnings between ₹3 lakh to ₹6 lakh.
Center Earnings Group (MIG): Annual earnings between ₹6 lakh to ₹18 lakh.
People residing in slums are additionally eligible for monetary help below this scheme.

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