In line with tax and funding knowledgeable Jitendra Solanki, even when your wage is lower than 2.5 lakhs, you’ll be able to nonetheless file earnings tax return. That is referred to as Nil, ie Zero IT Return. The benefit of that is that if you wish to apply for a mortgage, whether or not it’s a residence mortgage or a automotive mortgage or a private mortgage, the IT return is sought from the financial institution or the lending establishment and in the event you submit the IT return. When you do, then it turns into very simple to get your mortgage accepted.
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